She's telling the story to a character named Oscar (Matthew Perry), who she thinks is gay. It's all a misunderstanding. Oscar and his business partner Peter (Oliver Platt), who is gay, are architects who desperately need a $90 million commission from a rich Chicago builder (Dylan McDermott). The builder is a married man and the Neve Campbell character, named Amy, is his mistress. He assigns Oscar to "keep an eye" on Amy, assuming that Oscar is safe because he's gay.
Why does everyone think Oscar is gay? Because this is an Idiot Plot, in which no one ever says what obviously must be said to clear up the confusion. That's because they want that commission. We see a model for their $90 million project, which resembles the Lincoln Park Conservatory in the eighth month of its pregnancy.
Of course, Oscar and Amy fall in love. And what a Meet Cute they have! On their first evening together, they go out for the evening, their taxi explodes (yes, explodes) and they run in the rain and wade in the mud and find a restaurant where they eat tuna melts that make them sick and they run outside and hurl. This is the Meet Cute as Meet Puke. And on the same date, she manages to cause Oscar incredible pain with a sharp door handle to his netherlands. No movie like this is complete without male pattern bruising.
Only about a week after first being considered gay, Oscar is named Gay Man of the Year. It's like they're waiting outside the closet with his trophy. He can't decline the honor because he wants the commission. But then, at the awards banquet, a door in the back opens and Amy walks in. (This is the old Dramatic Late-Arriving Person Who Means Everything to the Speaker Ploy.) Looking into her wide, intelligent eyes, cunningly placed 18 inches above her wide, intelligent breasts, Oscar blurts out the truth: "I am not gay!" Then we hear the Slowly Gathering Ovation (one brave man stands up and starts to clap slowly, others follow, and the applause crescendos).
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